If you’re planning a big event for your wedding, you might want to look into wedding insurance.

Insurance will cover you for the something-goes-wrong type of wedding disaster, such as the place you’re having yoru reception goes out of business; the life disaster, like death or dismemberment, and, if you’re willing to pay extra, liability insurance, just in case something happens at your wedding.

What it won’t cover is cold feet. If only. So if you or the groom drops out, you’ve lost the insurance fees on top of your deposits.

I think it’s a great idea, especially if you’re having a lavish wedding, someone in your family is ill, or you’re planning a wedding that could run you into some liability. I’m not going to take the insurance route myself, since I have no funds to pay the fees and if anyone sued me, they’d get an old Susuki Forenza and an angry cat.

But I do think it’s something a couple should consider. While you’d like to believe that your nearest and dearest friends wouldn’t sue, it’s always possible.

WedSafe can answer your questions about wedding insurance and give you some basic quotes. However, if you’re looking to go local, here are some insurance companies in the Nashua area. According to yellowpages.com, all of these companies offer wedding insurance:

The Minuteman Group

Sadler Insurance Agency

McBriarty Insurance Agency

Slawsbury Insurance Agency